This is a list of the best logbook loan providers in Kenya. These are lenders who provide loans to clients, with vehicle logbooks used as security. Most lenders provide loans within 24 hours. The loans offered cover up to 80% of the vehicle’s value, irrespective of the model and age of the vehicle.

In no particular order, here are some of the best logbook loan providers in Kenya.

1. Mwananchi Credit

Mwananchi Credit is one of Kenya’s most trusted logbook loans provider in Kenya. It enables one to borrow up to 80% of the trade value of his/her car. The loan takes about 6 hours to be approved. One needs to have an original logbook, 6 months bank statements, M-Pesa statement and a comprehensive insurance certificate to apply for the loan.

Contact: 0709 147 000

Email: [email protected]

2. MOGO Kenya

The company is part of the Mogo Finance Group which provides logbook loans that range from KES 100, 000 to 1, 500, 000, within 24 hours. One is able to choose a repayment period of up to 5 years, with the repayment schedule being on a weekly or monthly basis depending on a client’s choice.

Contact: 0768 469 112

Email: [email protected]

3. Auto Advance Logbook Loans

It is one of the trusted, reliable and transparent logbook loan provider in Kenya, that provides loans with no extra fee and no CRB checks.

Location: Millenium Place, Buru Buru, Nairobi

Contact: 0765 650 650

Email: [email protected]

4. Jijenge Credit Limited

Jijenge offers loans ranging from Ksh. 50, 000 to 10, 000, 000, with the repayment period ranging from 1 to 12 months.


  • Original vehicle logbook
  • Copy of KRA pin
  • 2 clear copies of original ID
  • 1 recent color passport-sized photographs
  • Valid comprehensive insurance cover
  • Motor valuation report/ Renewal notice

Contact: 0711 282 727, 0703 282 727

Email: [email protected]

5. FinCredit Limited

It is a premier credit only micro-finance institution that operates in Kenya and Uganda. It offers logbook loans, SME/employee loans, new KCC loans, instant loans, fincredit staff and rep loans.

Location: 1st Floor, Methodist Ministries Centre, Oloitokitok Road, Lavington

Contacts: 020 386 1673, 0735 880 417, 0722 425 050

Email: [email protected]

6. Bidii Credit Limited

To qualify for the company’s logbook loan, the following requirements must be met;

  • The vehicle must be in your name/guarantor’s name
  • Clean credit history
  • 6 months bank statement with a cheque book
  • Motor vehicle valuation
  • Motor vehicle logbook
  • 2 blank signed motor vehicle ownership transfer forms
  • 2 passport photos of the applicant
  • Documents to show proof of comprehensive motor vehicle insurance

Contact: 0709 840 000

Email: [email protected]

7. Platinum Credit

Platinum Credit offers logbook loans with a repayment period of 1 to 12 months. The loans range from 50 000 to 2, 000, 000.


  • Bank statements for the last 6 months
  • Clear copy of original ID
  • Copy of KRA Pin
  • Original vehicle logbook
  • Valid comprehensive insurance cover

Contacts: 0709 900 000, 0730 900 000

Email: [email protected]

8. Momentum Credit

The company can lend up to KES 2,000,000 which takes 24 hours for approval. They lend up to 60% of the car’s value.


  • Original logbook
  • Copy of ID
  • KRA Pin
  • Motor vehicle valuation report
  • Comprehensive insurance
  • 6 months bank statement

Contacts: 0709 434 000, 0709 434 900

Email: [email protected]

9. Citizens Credit Limited

This company offers logbook loans that can be secured against more than one motor vehicle at the same time.


  • Original logbook
  • KRA Pin of applicant
  • The national ID of the applicant
  • 2 passport photos
  • 6 months bank statements
  • Comprehensive insurance certificate

Location: 11th Floor, Finance House, Loita Street, Nairobi

Contact: 0722 646 687

10. Ngao Credit Limited

Ngao Credit offers quick loans against motor vehicles, where one can borrow up to 60% of the car’s value, with a repayment period of up to 24 months.


  • Original logbook
  • Original national ID and Pin
  • Latest 6 months bank statements
  • Post-dated cheques
  • Comprehensive insurance

Contact: 0709 650 000

Email: [email protected]



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